Red Circle Gradient

Table of Contents

  • Abstract 03
  • Introduction 04
  • Problems and Our Solution 06
  • Features 08
  • Governance 10
  • Roadmap 11
  • Tokenomics 12
  • Vesting 13
  • Quick Links 14
  • Disclaimer 15


The rise of Decentralized Finance (DeFi) has reshaped the financial landscape, ushering in an era of user-centric financial services. The Hinoki Protocol is at the forefront of this revolution, offering an all-encompassing DeFi solution that welcomes a wide array of assets, ranging from cryptocurrencies to Non-Fungible Tokens (NFTs). This abstract provides a concise overview of the Hinoki Protocol, focusing on its pivotal features, such as superior yields, competitive interest rates, support for NFT lending, robust security, and its commitment to accessibility for both users and developers. Moreover, it highlights the protocol's innovative multi-chain compatibility and its ability to accommodate a diverse range of assets.


The world of decentralized finance (DeFi) has ushered in a new era of financial innovation, empowering individuals with greater control over their assets and financial transactions. Amidst this landscape, the Hinoki Protocol has emerged as a pioneering solution that redefines how users interact with assets and access liquidity within the DeFi ecosystem. In this introduction, we will explore the transformative nature of the Hinoki Protocol, highlighting its core innovation in asset verification, stacking, and streamlined stablecoin borrowing, which sets it apart from traditional DeFi platforms.

Traditionally, DeFi platforms have imposed limitations on the types of assets users can utilize, often restricting access to a handful of cryptocurrencies or stablecoins. This fragmentation forces users to navigate multiple platforms, each with its own set of requirements and complexities when dealing with different asset types. Such limitations have hindered the full potential of DeFi, creating barriers for users seeking to maximize their asset portfolios.

The Hinoki Protocol addresses these limitations head-on by introducing a ​groundbreaking approach to asset management and liquidity provision. Unlike ​traditional DeFi platforms, Hinoki Protocol breaks down barriers by offering a ​platform that verifies a wide variety of assets, allowing users to stack them for ​optimal utility. This inclusivity means that users can access lending services and yield ​farming for a diverse range of assets, from cryptocurrencies to real-world assets and ​even non-fungible tokens (NFTs), all within a single, user-friendly environment.

Moreover, Hinoki Protocol simplifies stablecoin borrowing by enabling users to ​effortlessly borrow stablecoins against their stacked assets, eliminating the need to ​navigate different platforms or adhere to stringent asset requirements. This ​streamlined process not only enhances accessibility but also reduces costs ​associated with asset transfers and platform hopping.

In essence, the Hinoki Protocol is poised to revolutionize the DeFi landscape by ​offering users a comprehensive, all-in-one solution that harmonizes asset variety and ​stablecoin borrowing. Its innovative approach fosters financial inclusion, cost-​efficiency, and user empowerment, setting a new standard for DeFi platforms. In the ​following sections, we will delve deeper into the core features and benefits of the ​Hinoki Protocol, providing a comprehensive overview of its transformative potential ​in the world of decentralized finance

Problems and Our Solution

The Hinoki Protocol aims to resolve several prevailing market problems within the ​decentralized finance (DeFi) space. Traditional DeFi platforms have grappled with ​asset fragmentation, limiting users' capacity to utilize a diverse range of assets. This ​often necessitates users to navigate multiple platforms for different asset types, ​resulting in a fragmented and complex user experience. Furthermore, borrowing ​stablecoins or assets on some DeFi platforms can be intricate, involving various steps ​and stringent requirements. These processes are not only convoluted but can also ​incur high costs when transferring assets between platforms, diminishing cost-​efficiency. Trust and verification of assets also pose challenges in the DeFi ​ecosystem, potentially leading to security concerns. Additionally, accessibility can be ​restricted, impeding financial inclusion. The Hinoki Protocol addresses these issues ​by offering an all-inclusive DeFi solution that validates a broad spectrum of assets, ​simplifies stablecoin borrowing, and provides a user-friendly platform. In doing so, it ​strives to streamline user experiences, boost accessibility, and foster greater asset ​diversity, thereby addressing the market problems prevalent in the DeFi landscape.


The Hinoki Protocol is a decentralized finance (DeFi) solution designed to address ​various challenges within the DeFi ecosystem. It distinguishes itself by offering a ​comprehensive lending platform that accommodates a wide range of assets, from ​cryptocurrencies to non-fungible tokens (NFTs), and simplifies stablecoin borrowing. ​The protocol aims to streamline the user experience, promote asset diversity, and ​enhance accessibility by providing an all-in-one platform where users can stack, ​borrow, and lend various assets without the need to navigate multiple platforms or ​adhere to stringent asset requirements. The Hinoki Protocol seeks to empower users ​and developers in the DeFi space by offering a versatile and user-friendly solution.


Asset Versatility

The Hinoki Protocol accommodates a wide variety of assets, including cryptocurrencies, stablecoins, real-world assets, and non-fungible tokens (NFTs). This broad asset support allows users to make the most of their diverse portfolios.

Streamlined Stablecoin Borrowing

The protocol simplifies the process of borrowing stablecoins against users' stacked assets. This streamlined approach eliminates the need for users to navigate different platforms or face complex borrowing requirements.

Unified Platform

Unlike traditional DeFi platforms that require users to access various platforms for different asset types, Hinoki Protocol provides a single, user-friendly platform where users can stack, borrow, and lend a wide array of assets.

Higher Yields

The protocol offers competitive yields through lending and yield farming options, potentially outperforming traditional financial instruments.

Lower Interest Rates

Borrowers can benefit from lower interest rates compared to traditional lending institutions, making it an attractive choice for those seeking cost-effective capital.

NFT Lending

A notable innovation of Hinoki Protocol is its support for NFT lending. This allows NFT owners to use their digital collectibles as collateral to access loans while retaining ownership.

Security and Safety

The protocol prioritizes security, utilizing smart contracts and decentralized risk management mechanisms to protect user assets.


Hinoki Protocol aims to be accessible to users worldwide, promoting financial inclusion and accessibility without geographic restrictions.

Asset Liquidity

By offering a unified platform for a diverse range of assets, Hinoki Protocol potentially increases liquidity for various tokens, facilitating trading and access to liquidity.

Cost Efficiency

Users can avoid additional fees and complexities associated with moving assets between different platforms, potentially reducing the overall cost of participating in DeFi.


  1. Token Holder Participation: Hanoki Token holders will have the opportunity to participate in the governance process. This means that individuals or entities who hold Hanoki Tokens can propose and vote on changes or upgrades to the Hanoki Protocol.
  2. Influence Over Product Features: Governance participants can influence and modify product features within the Hanoki Protocol. This could include changes to lending parameters, fee structures, asset support, and other aspects of the platform.
  3. Key Parameter Adjustments: Token holders may also have the ability to adjust key parameters of the Hanoki Protocol. These parameters could include interest rates, collateral requirements, and other critical aspects that impact the protocol's operations.
  4. Direction of Protocol Development: Through governance, Hanoki Token holders will be able to influence the direction of the protocol's development. This allows the community to collectively make decisions that align with their vision for the platform.

How it Works




for comment(HRC)

Discuss with

community members

and receive feedback.


Create a snapshot

Gauge community

sentiment on

a new proposal

through a Snapshot.


Submit an HINOKI

Request for


The proposal is submitted

through a GitHub pull

request, and the

community votes on approvals


Timeline element

Project Disscussion

Market Research

Community Development

Protocol Development

Token Deployment

Private Sale

Cex Listing

Public Sale

Lending/Staking launch

Integrating NFT’s


Borrowing Enabling


Adding more Liquidity



Private Sale


10 Months

Public Sale


5 Months



5 Months



5 Months

Liquidity and Listing


10 Months

Early Incentives





12 Months

Quick Links


Smart Contract : https://bscscan.com/token/0x2deedc40500078129beeeb3aaf14ea0c6ac264dd

Symbol: HNK

Decimal: 18


Please be aware that the use of the Hinoki Protocol comes with inherent risks, and we strongly advise users to exercise caution and conduct thorough research before participating. The information provided here is not intended as financial or investment advice, and users should seek professional guidance for making financial decisions. There are no guarantees of returns or profits, and users should only engage with funds they can afford to invest. It is the responsibility of each user to comply with their local laws and regulations when using the protocol. Additionally, please note that the smart contracts used in the protocol may have vulnerabilities, and users should be mindful of potential risks. Third-party services connected to the Hinoki Protocol should be reviewed for their terms and conditions. The protocol is provided "as is" without warranties, and it may undergo changes or updates. By using the Hinoki Protocol, users acknowledge these risks and agree to release the project team from any liability incurred while using the protocol.